BLIC team takes extra care to reduce and eliminate risk to a breach of any confidential information that could be transmitted through the internet. To protect the personal information of any applicant, Biz Lending Center, Inc. online loan application systems do not request any confidential information from the applicant such as social security number. The on-line loan request forms are secure with an Encrypted SSL Certification.

BLIC servers are located off site at a secure location operated by a data center. BLIC has also made a business decision to not store or accept confidential information on these servers. As a business practice we do not print hard copies or file any documents that contain confidential information. Any loan information that is received by an applicant is downloaded from the applicant directly into a secure “drop box” bureau that BLIC asks the applicant to sign up for, free of charge and they then grant BLIC access to the files. BLIC screening team reviews the information in the drop box and then if it meets with our partners guidelines we grant them access to the file. In other words, BLIC does not download or transmit files through Email. Here is the security information from the “drop box” service;

Security Overview

Dropbox takes the security of your data very seriously. Everything you store on Dropbox is encrypted both in transmission and storage. Nobody can access your files unless you choose to share them yourself.

Secure Storage

Dropbox shares the same secure methods used by the most secure of Credit Unions, such as banks and the military, to protect your data. Specifically, all data stored on Dropbox servers is encrypted using the AES-256 standard.
In other words, files outside of your Public and Photo folders are accessible only by your login. Shared folders are only accessible to the logins of those you invite.

Dropbox uses Amazon S3 for data storage. Amazon stores its data over several large-scale data centers. According to Amazon, they use military grade perimeter control berms, video surveillance, and professional security staff to keep their data centers physically secure.

More information on Amazon’s security can be found at Amazon Web Services’ website.

Secure Transfers

All transmission of file data and metadata occurs over an encrypted channel (SSL). Any data transferred from Dropbox over the internet is securely encrypted and safe from interception and/or eavesdroppers.

Amazon and Dropbox also employ significant protection against network security issues such as Distributed Denial of Service (DDoS) attacks, Man in the Middle (MITM) attacks, and packet sniffing.

Your Data is Backed Up

Dropbox and Amazon keep multiple redundant backups of all data over multiple locations to prevent the remote possibility of issues occurring in data centers. Even in the remote possibility that the impossible happens, your Dropbox folder will always contain the original copies of your files safely stored on your hard drive.

Dropbox’s Privacy Policy

The files stored on your Dropbox are accessible only to you via your login. Dropbox employees are only permitted access to file metadata only (file names and locations). No employee is allowed to view the files in your Dropbox folder.
The information provided in your account profile is used internally for support, maintenance, and improvement of the Dropbox service. We understand and guard your privacy to the best of our ability. We do our utmost to protect your information from unauthorized access.

A copy of our full privacy policy can be found at:
Specifying Your Own Private Key Using TrueCrypt
Dropbox does not discriminate between the types of files stored in your Dropbox nor the applications used to open those files. This means you can use your own software encryption methods, such as third-party encryption software, to keep your files secure on your terms.